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DiTorrice Associates

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Joseph L. DiTorrice is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of NJ, NY, PA, CT, FL, and CO. No insurance business may be conducted outside the states referenced.

Joseph L. DiTorrice is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of NJ, NY, PA, CT, DE, MD, FL, CA and CO. No offers may be made or accepted from any resident outside the specific states referenced.

DiTorrice Associates LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Joseph L. DiTorrice is separately registered as an investment adviser representative ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of NJ, . As such, these services are strictly intended for individuals residing in NJ.

Joseph L. DiTorrice is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Companies.

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